
The 2008 table below provides the minimum assets and income
each state permits nursing-home residents and their spouses to retain. The
federal government sets new minimum and maximum amounts each year. States
can set their own minimum requirements at any level between the federal limits.
|
State |
Your asset allowance |
Your spouse's minimum asset allowance |
Your personal- monthly - needs allowance |
Your spouse's monthly - income allowance |
|
Alabama* |
$2,000 |
$25,000 |
$30 |
$1,711 |
|
Alaska* |
$2,000 |
$104,400 |
$75 |
$2,610 |
|
Arizona* |
$2,000 |
$20,880 |
$90.45 |
$2,610 |
|
Arkansas* |
$2,000 |
$20,880 |
$40 |
$1,711 |
|
California |
$2,000 |
$104,400 |
$35 |
$2,610 |
|
Colorado* |
$2,000 |
$104,400 |
$50 |
$1,711 |
|
Connecticut |
$1,600 |
$20,880 |
$63 |
$1,711 |
|
Delaware* |
$2,000 |
$25,000 |
$44 |
$1,711 |
|
District of Columbia |
$2,600 |
$104,400 |
$70 |
$2,610 |
|
Florida* |
$2,000 |
$104,400 |
$35 |
$1,711 |
|
Georgia |
$2,000 |
$104,400 |
$30 |
$2,610 |
|
Hawaii |
$2,000 |
$104,400 |
$30 |
$2,610 |
|
Idaho* |
$2,000 |
$20,880 |
$40 |
$1,711 |
|
Illinois |
$2,000 |
$104,400 |
$30 |
$2,610 |
|
Indiana |
$1,500 |
$20,880 |
$52 |
$1,711 |
|
Iowa* |
$2,000 |
$24,000 |
$30 |
$2,610 |
|
Kansas |
$2,000 |
$20,880 |
$50 |
$1,711 |
|
Kentucky |
$2,000 |
$22,000 |
$40 |
$1,711 |
|
Louisiana* |
$2,000 |
$104,400 |
$38 |
$2,610 |
|
Maine |
$2,000 |
$104,400 |
$40 |
$1,711 |
|
Maryland |
$2,500 |
$20,880 |
$62 |
$1,711 |
|
Massachusetts |
$2,000 |
$20,880 |
$60 |
$1,711 |
|
Michigan |
$2,000 |
$20,880 |
$60 |
$1,711 |
|
Minnesota |
$3,000 |
$28,001 |
$79 |
$1,711 |
|
Mississippi* |
$2,000 |
$104,400 |
$44 |
$2,610 |
|
Missouri |
$1,000 |
$20,880 |
$30 |
$1,711 |
|
Montana |
$2,000 |
$20,880 |
$40 |
$1,711 |
|
Nebraska |
$4,000 |
$20,880 |
$50 |
$2,610 |
|
Nevada* |
$2,000 |
$20,880 |
$35 |
$1,711 |
|
New Hampshire |
$2,500 |
$20,880 |
$50 |
$1,711 |
|
New Jersey |
$2,000 |
$20,880 |
$35 |
$1,711 |
|
New Mexico* |
$2,000 |
$31,290 |
$54 |
$1,711 |
|
New York |
$4,150 |
$74,820 |
$50 |
$2,610 |
|
North Carolina |
$2,000 |
$20,880 |
$30 |
$1,711 |
|
North Dakota |
$3,000 |
$104,400 |
$60 |
$2,610 |
|
Ohio |
$1,500 |
$20,880 |
$40 |
$1,711 |
|
Oklahoma* |
$2,000 |
$25,000 |
$50 |
$2,610 |
|
Oregon* |
$2,000 |
$20,880 |
$30 |
$1,711 |
|
Pennsylvania |
$2,400 |
$20,880 |
$40 |
$1,711 |
|
Rhode Island |
$4,000 |
$20,880 |
$50 |
$1,711 |
|
South Carolina* |
$2,000 |
$66,480 |
$30 |
$2,416 |
|
South Dakota* |
$2,000 |
$20,000 |
$60 |
$1,711 |
|
Tennessee |
$2,000 |
$20,880 |
$40 |
$1,711 |
|
Texas* |
$2,000 |
$20,880 |
$60 |
$2,610 |
|
Utah |
$2,000 |
$20,880 |
$45 |
$1,711 |
|
Vermont |
$2,000 |
$104,400 |
$47.66 |
$1,711 |
|
Virginia |
$2,000 |
$20,880 |
$30 |
$1,711 |
|
Washington |
$2,000 |
$41,493 |
$41.62 |
$1,711 |
|
West Virginia |
$2,000 |
$20,880 |
$50 |
$1,711 |
|
Wisconsin |
$2,000 |
$50,000 |
$45 |
$2,200 |
|
Wyoming* |
$2,000 |
$104,400 |
$50 |
$2,610 |
* These are "income cap" states. If your income is higher than
$1,911 a month, you cannot qualify for Medicaid even after spending down all
assets, unless you set up a Miller trust.